Credit scores are report cards of financial standing of a person. Credit score ranges from 300 to 850. Anything under 650 is not considered to be a very good credit score. Anything above 650 and above is considered to be a good credit score. The higher the score, the better it is. Good credit score proves your creditworthiness to potential lenders, banks, landlords and others. Did you know that having an account go to a collections agency is a blemish on your credit report that…